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In this Oct. 2, 2008, file photo, Republican vice presidential candidate Alaska Gov. Sarah Palin winks as she speaks during her vice presidential debate against Democratic vice presidential candidate Sen. Joe Biden(D-Del.) at Washington University in St. Louis.

In this Sept. 11, 2008, file photo, the New York skyline is punctuated by the "Tribute in Lights," representing the towers of the World Trade Center, as seen from the Staten Island Ferry.

The full moon rises over Fayetteville, N.C. on Friday, Dec. 12, 2008. Friday night's full moon was the closest full moon of 2008, appearing larger and brighter than any full moon this year

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Aishwarya Rai – Dylan McDermott: Mistress of Spices
SAVE, Save & Save
1. Stop Senseless Spending
2. Fund Retirement Plans ASAP
3. Improve Tax Awareness
4. Renting Versus Buying
5. Buying Expensive Cars
6. Don't Sell Yourself Short
7. Bottom Line
You don't have to win the lottery to see seven figures in your bank account. For most people, the only way to achieve this is to save it. You don't have to live like a pauper to build an adequate nest egg and retire comfortably. If you start early, spend wisely and save diligently, your million-dollar dreams are well within reach.